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Nonprofit boards and managers are facing an ever increasing liability from employee lawsuits. These lawsuits can involve sexual harassment claims, discrimination, and wrongful termination claims. The claims are expensive to resolve. Nonprofits are especially at risk because nonprofits often hire non-traditional employees who are older or fall into protected categories such as tornadoes, hailstorms, or hurricanes? You may need additional endorsements to cover operations in some states that have very strong employee protection laws.